Health Insurance

Find health cover that works for you.

Health insurance needs can change over time. SeniorWise helps make exploring available options easier, so your cover can keep up with your life.

Compare Health Insurance
Hospital cover
Extras cover
Combined cover
Couples cover
Family cover
Simple to compare Easy to understand No obligation

How comparing health insurance works

1

Tell us what you're looking for

Answer a few simple questions about yourself and the type of cover you're interested in.

2

Explore your options

We'll help you understand suitable insurance options based on the information you provide.

3

Make an informed choice

Review your options and decide what works for you.

Why SeniorWise?

Simple

Insurance doesn't need to be complicated. We make the process easier to understand.

Relevant

Explore options based on the type of cover you're actually looking for.

Transparent

Clear information designed to help you understand your options.

No Obligation

Exploring your options doesn't mean you have to purchase a policy.

Common questions about health insurance

What is the difference between hospital and extras cover?

Hospital cover helps with the cost of treatment as a patient in hospital. Extras cover helps with out-of-hospital services such as dental, optical, physiotherapy and hearing aids. Combined policies include both.

What should Australians over 50 look for in health cover?

Many people review whether their policy includes the services they are more likely to use over time, such as joint replacements, cataract surgery, cardiac procedures and dental or optical extras.

Are there waiting periods when I switch funds?

Waiting periods generally apply to new or higher levels of cover. If you switch to an equivalent level of cover, waiting periods you have already served are usually recognised.

Does comparing health insurance cost anything?

No. Using SeniorWise to explore your options is free and there is no obligation to take out a policy.

Ready to explore your insurance options?

Whether you're looking at health, life or funeral insurance, SeniorWise makes getting started simple.

First question

What would you like to compare?